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Home Equity Application

Your application will be reviewed, and if you have met our home equity lending requirements a loan processor will contact you within 48 hours to discuss next steps and required documentation.

When it's time to close we'll meet at a TD Bank location convenient to you. If you provide your email address at the time of application you'll receive an email to check the status of your application online.

  • Social Security Number
  • Housing expenses on all properties owned and other monthly expenses
  • Income and employment history

Get started

Fill in the application below. Based on your responses, we'll provide the best options available to meet your needs.

There are eight steps to this Home Equity application process.

  1. You are on step one. Please provide your Loan information
  2. In the second step, you will enter your Personal information
  3. In the third step, you will provide information about your Income and employment
  4. In the fourth step, you will provide information about your Personal net worth
  5. In the fifth step, you will provide Property information
  6. In the sixth step, you will provide information about your Monthly expenses
  7. In the seventh step, you will select your Closing location
  8. In the eighth step, you will Review

There are six steps to this Home Equity application process.

  1. You are on step one. Please provide your Loan information
  2. In the second step, you will enter your Personal information
  3. In the third step, you will provide information about your Income and employment
  4. In the fourth step, you will provide information about your Personal net worth
  5. In the fifth step, you will provide Monthly expenses
  6. In the sixth step, you will Review

Home Equity products

Home Equity Line of Credit features

  • Get a 0.25% interest rate discount with a qualifying TD Bank checking account
  • Access your funds by check or direct transfer into your personal checking account - by phone, online or at a TD Bank near you
  • Manage your account through TD Bank Online Banking
  • $25,000 minimum line - however, no minimum draw required
  • Low variable rates are tied to Prime
  • Fixed Rate Option - you can choose to fix the rate on all or a portion of your line of credit
  • Visa® EquityAccess Card - advance cash or make large purchases using the money in your Home Equity Line of Credit
  • Check with your tax advisor to see if the interest you pay is tax deductible

TD Bank EquityAccess PLUS features

  • Get a 0.25% interest rate discount with a qualifying TD Bank checking account
  • Access your funds by check or direct transfer into your personal checking account - by phone, online or at a TD Bank near you
  • Manage your account through TD Bank Online Banking
  • $25,000 minimum line - however, no minimum draw required
  • Low variable rates are tied to Prime
  • Fixed Rate Option - you can choose to fix the rate on all or a portion of your line of credit
  • Visa® EquityAccess Card - advance cash or make large purchases using the money in your Home Equity Line of Credit
  • Check with your tax advisor to see if the interest you pay is tax deductible

Home Equity Loan features

Have a predictable monthly payment and a competitive fixed interest rate for easy budgeting, with terms ranging from 5 to 30 years.

  • Automatic Payment Deduction from a TD Bank personal checking or savings account means you never miss a payment, and you'll receive a 0.25% interest rate discount
  • $25,000 minimum loan amount
  • Receive your funds in one lump sum payment
  • Lower interest rate than other forms of credit
  • Manage your account through TD Bank Online Banking
  • Check with your tax advisor to see if the interest you pay is tax deductible

* Indicates a required field

Property Information
*Is the subject property held in a trust?(Help)
Collateral Property Information
*Are any property owners being removed from the deed with this transaction?(Help)
Collateral Property Location
* Please enter the address of this property.(Why?)
NOTE: Changing the location will change your loan price options.
Loan Information
Important notice:

If you intend to use your TD EquityAccess PLUS as overdraft protection for a checking account:
  • All co-borrowers on the TD EquityAccess PLUS must be the same as the account owners of the checking account
  • Select the corresponding number of applicants (yourself plus co-borrowers) below
*Would you like to set up Automatic Payment Deduction?
Current Loan Information
Loan 1
*Are you paying off this loan with money you receive from this request?(Help)
*Is this loan with TD?
Loan 2
*Are you paying off this loan with money you receive from this request?(Help)
*Is this loan with TD?
Loan 3
*Are you paying off this loan with money you receive from this request?(Help)
*Is this loan with TD?
Relationship Discount
*Are you eligible for a discount?
*Are any of the borrowers a TD Bank or TD Ameritrade employee?
*Do any of the borrowers have a personal TD Bank Checking Account or plan to open one?(Help)
Need assistance?
Call our Financial Solutions Group at 1-800-822-6761.







Forgot password? Call 1-800-822-6761

Applications will be saved for 10 days. Rates are subject to change without notice.